Commercial Credit Officer at LEAD Enterprise Support Company Limited

LEAD Enterprise Support Company Limited • Lagos • 0

Full Time BA/BSc/HND 3 - 4 years

Posted Sep 25, 2025

Finance / Accounting / Audit&nbsp

Job Description

Job Summary

The officer in this role will drive business growth by working closely with the Unit Head to identify high-potential commercial loan opportunities, develop competitive products, and mobilize resources to secure a strong market presence.
Success in this role will be measured by the ability to consistently win new business, expand the customer base, and maximize revenue, while ensuring that the Portfolio at Risk (PAR) remains below 5.0% ensuring sound credit quality and sustainability.

Responsibilities

Identify and develop new loan opportunities through market analysis and referral networks.
Engage prospects, evaluate creditworthiness, and structure suitable loan products.
Guide clients through the loan process, compute repayment schedules, and provide financial advice.
Monitor loan performance, follow up with clients, and ensure credit facilities are properly utilized.
Review loan agreements, maintain accurate records, and safeguard collaterals.

Requirements

Bachelor’s Degree in Business, Finance, Economics, or a related field.
3–4 years’ experience in lending, credit, or financial services.
Strong credit analysis and risk management skills.
Excellent communication, negotiation, and client relationship skills.
Solid understanding of financial statements and ability to conduct cash flow and
repayment capacity analysis.
Strong interpersonal and negotiation skills with the ability to build lasting client relationships.
Proficiency in MS Office applications (Excel, Word, PowerPoint)
Target-driven with high integrity and strong attention to detail.

Interested and qualified candidates should send their CVs to:

recruitment@leadhradvisory.com

using the job title as the subject of the mail.

Submit your application before the deadline.